Three Peaks Health Experts are here to help you move better and recover faster.
It is our goal to help you live an active life of moving more and doing more. The end of the year is fast approaching with only about 6 weeks left. One of the major things we at the Clinic see at this time of year is people calling in to use the remainder or all of their extended medical coverage before the year runs out. This is not a new tread, we usually start to get calls Mid October and it increases steadily through to January as people try to squeeze their benefits in by the end of the year. It is our goal to help make this easier to manage.
We understand that most people would like to properly take advantage of their extended medical benefits. So here is what you need to know if you are looking to book appointments before the end of the year.
Please also note that our office will be closed over the Christmas holidays from the 24 of December to the 4th of January 2016. Therefore no appointment will be booked.
So if you are looking to book now is the time to book your appointments, do not wait as times book up fast for all of our services weeks in advance.
First , you have some ground work to do before your first visit, as we cannot look any of your private insurance details up for you, you will have to. It may just be as easy as picking up your claims book from your insurer or giving them a quick call or going to their web site, remember you will need your policy details I.e. the policy number and group number.
You will also need to know if you require a doctor’s note to claim your benefits, as some insurance packages require this.
Second you need to know what percentage your insurance covers, as the Co pay portion is your responsibility. Third you need to know how much coverage you have for each of your services and what services you are covered for as this varies from plan to plan. Forth, if your are wanting to coordinate benefits with more than one insurer I.E. on our partners plan and yours you need to know what each plan requires and will you need to submit to two plans.
Three Peaks Health currently has the option of direct billing select insurance companies, Blue Cross Green Shield and select others on the Telus portal. We need to insure that you have filled out the require paper work for some of these beforehand and have approval. For some of the insurers it is easy as handing over your card and letting our front desk team do the rest please call ahead to determine what is need to be done as this does take time.
Some insurances also have initial activation fee that you are responsible for before your insurance benefits kick in, for example one of the insurance plans we have seen requires $1000 before it will start to cover the rest at 100%. Another Plan will only cover a maximum amount per treatment and still others have a limit on the number of treatments you can do overall and some require a doctors note after a certain amount of treatments. So big take away is know your plan know your plan know your plan, details and what fees you will need to pay and what is covered.
So now you know what you need to do. We hope to welcome you as a new client to our clinic.
In health Three Peaks Health Team.